![]() ![]() The new change will take effect on June 21st and will only be limited to postpaid T-Mobile customers. They will not be using an external credit check offered by other credit reporting agencies. The report notes that T-Mobile will only be using the customer’s internal account history for credit reevaluation. This will allow them to have better financing options with T-Mobile. The new process is also an advantage for customers who have bad credit yet make sure to pay their bills on time. This is likely the only time a credit check is processed so it doesn’t sit well with long-term customers. ![]() In the past, a credit class gets determined upon the time a customer opens an account. But hopefully, they’ll be able to create a system that works for everyone since this is a welcomed change to T-Mo’s credit worthiness. The document does not mention how often or when they will be conducting a re-evaluation on customer’s accounts. But if you make a late payment several times, your credit limit may go down. So if you regularly pay your bills on time, you can expect to get a higher credit limit. There will also be an ongoing evaluation to see the customer’s account activity for his payment history and tenure.Īs a result of this, T-Mobile can decide whether a customer’s credit limit can go up, down, or stay the same. The document shared in the report shows that T-Mobile’s new system will re-check a customer’s credit six months after activation. By changing this strategy, every customer opening a new account on T-Mobile will be treated uniquely. One of the changes that will be happening is that the Un-carrier will stop using “credit classes” to determine how creditworthy a new customer is. And as reported by The Mobile Report, T-Mobile’s credit check update looks to be promising for everyone. This is the Un-carrier’s way of checking a new customer’s creditworthiness, deciding his maximum credit limit, and the maximum number of lines he can open. T-Mobile is making improvements to how it conducts credit evaluations for postpaid customers. ![]()
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